Loans | BPI Personal Loan | Fees and Charges

Fees and Charges

Processing Fee
No cash-out. A minimal one-time payment of Php 1,500 will be deducted from your loan proceeds.

Prepayment Fee
Absolutely none. Pay off your loan balance in full anytime without additional fees. Pay only your outstanding principal balance and save on interest expense when you pay earlier than your maturity date.

Late Payment Penalty
In case you forget to pay your monthly installment on time, the unpaid amount will be charged a late payment penalty of 5% per month.

Documentary Stamp Tax
For loan amount above P250,000 or for business purposes, government requires a Documentary Stamps tax of P1 for every P200 of the loan amount

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Fees and Charges
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