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Corporate Deposit Rates – Savings and Checking

| BPI | BPI Family Savings Bank |

Bank of the Philippine Islands

Type of Deposit Account Required Initial Deposit Required Minimum Monthly ADB1 Required Daily Balance2 to Earn Interest Interest Rate3 (Per Annum)
Peso Savings Account
Passbook Savings Php 10,000 Php 10,000 Php 25,000

0.250%

Maxi-Saver4 Savings with Passbook




Php 250,000




Php 250,000




Php 250,000




If daily balance is:
Less than Php 250,000 N.A.
Php 250,000 -
Php 499,999
0.250%
Php 500,000 -
Php 999,999
0.375%
Php 1,000,000 and above 0.500%
*With 0.5% BONUS p.a. if no withdrawal in a month
Foreign Currency Savings Account*

USD – US Dollar Passbook Savings

USD 500

USD 500

USD 500

0.250%

AUD - Australian Dollar Passbook Savings

AUD 500

AUD 500

AUD 500

1.250%

CAD -Canadian Dollar Passbook Savings

CAD 500

CAD 500

CAD 500

0.250%

CHF-Swiss Franc Passbook Savings

CHF 500

CHF 500

N.A.

N.A.

CNY/RMB – Chinese Yuan Passbook Savings

CNY/RMB 3,500

CNY/RMB 3,500

CNY/RMB 3,500

0.100%

EUR- Euro Passbook Savings

EUR 500

EUR 500

EUR 500

0.050%

GBP –British Pound Passbook Savings

GBP 500

GBP 500

GBP 500

0.250%

HKD - Hong Kong Dollar Passbook Savings

HKD 500

HKD 500

HKD 500

0.050%

JPY- Japanese Yen Passbook Savings

JPY 50,000

JPY 50,000

N.A.

N.A.

*For Third Currency deposit products, visit any of the 50 accredited BPI branches. View List of BPI branches offering Third Currencies.
Peso Checking Account
Business Checking Php 10,000 Php 10,000 N.A. N.A.
Maxi-One with Statement Php 50,000 Php 50,000 Php 25,000 Php 25,000 -
Php 999,999
0.250%
Php 1,000,000 and above 0.350%
Maxi-One with Passbook Php 500,000 Php 500,000 Php 25,000 Php 25,000 -
Php 999,999
0.250%
Php 1,000,000 and above 0.350%
Ka-Negosyo CA with Statement Php 10,000 Php 10,000 Php 50,000 0.250%
Ka-Negosyo CA with Passbook Php 25,000 Php 25,000 Php 100,000 0.250%

BPI Family Savings Bank

Type of Deposit Account Required Initial Deposit Required Minimum Monthly ADB1 Required Daily Balance2 to Earn Interest Interest Rate3 (Per Annum)
Peso Savings Account
Passbook Savings Php 10,000 Php 10,000 Php 25,000

0.500%

Maxi-Saver4 Savings with Passbook





Php 150,000





Php 150,000





Php 150,000





If daily balance is:
Less than Php 150,000 N.A.
Php 150,000 -
Php 499,999
0.500%
Php 500,000 -
Php 999,999
0.625%
Php 1,000,000 and above 0.750%
*With 0.5% BONUS p.a. if no withdrawal in a month
Dollar Savings Account

USD – US Dollar Passbook Savings

USD 500

USD 500

USD 500

0.250%
Peso Checking Account
Business Checking Php 10,000 Php 10,000 N.A. N.A.
Maxi-One with Statement Php 50,000 Php 50,000 Php 25,000 Php 25,000 -
Php 999,999
0.500%
Php 1,000,000 and above 0.700%
Maxi-One with Passbook Php 500,000 Php 500,000 Php 25,000 Php 25,000 -
Php 999,999
0.500%
Php 1,000,000 and above 0.700%
Ka-Negosyo CA with Statement Php 10,000 Php 10,000 Php 50,000 0.500%
Ka-Negosyo CA with Passbook Php 25,000 Php 25,000 Php 100,000 0.500%

1 ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:
ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)
Number of days in the month (i.e. 30/31 days)

2 Daily Balance is equivalent to end-of-day balance.

3 Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.

4 For Maxi-Saver Savings, if withdrawal exceeds 6 times within a month, the account will be subject to the rate that applies to the lowest interest-bearing tier. Any form of client initiated debit from the account is considered a withdrawal.
 

Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000