BPI Leasing Corporation

Every business needs the right tools to help it grow. Hospitals need medical equipment. Offices need business machines. Corporations need car fleets. But purchasing major assets can be financially difficult. Leasing is a versatile method for businesses to acquire costly capital assets. It offers many benefits and advantages not found in other funding options. Product Features Finance Lease Operating Lease Buy Borrow Ownership ü ü Exclusive Use of the Asset ü ü ü ü Low Cash Outlay/ Deposit ü ü ü No Mortgage Costs ü ü ü No Residual Risk ü No Disposal Issues ü Asset and Liability not in Balance Sheet ü Capital tied up in Asset can be converted back to Cash without disrupting use of asset ü ü BPI Leasing is your better alternative to buying. By leasing to you specific machineries, equipment and fleet of vehicles at lower cash outlay, BPI Leasing helps you to conserve your capital and thereby increase your profits. For most businesses, leasing is the wiser option. Why lease? A. Conserve Capital • leasing frees up funds for other critical needs such as working capital or debt repayments B. Convenience • multiple periodic payments simplified under a single collection • automatic debit arrangement C. Easier Budgeting • fixed rentals simplify your annual budgeting process D. Enjoy Tax-Timing Benefits • make the rental expense, which is fully tax-deductible, work to your advantage E. Preserve Credit Lines • acquire the equipment you need without drawing from existing bank lines F. No chattel Mortgage Fees / Simplified Documentation • no chattel mortgage documentation and expenses G. Off books • enhance financial ratios (ROA, DE ratio) • simplify accounting • overcome CAPEX limitations H. Outsource • vehicle fleet maintenance via full service leases I. Other tax benefits • value added tax for operating lease • fringe benefit tax savings

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